Investments

Why invest?
First and most importantly, cash does not protect against inflation. Despite a relatively benign inflationary environment, a pound still buys you a lot less now than it did twenty years ago. Secondly, if you are investing for the long term, taking more risk could actually bring you greater returns. In fact, even if you put your money in a decent deposit account, you are still less likely to reach your long term investment goals than if you invest in equities and/or bonds.

In theory, this is all very well but equities, bonds and the income that they can earn you may go down in value as well as up. How do you go about ensuring you get the best return you can whilst also ensuring you don’t lose the lot? The answer is diversification.

Here the process becomes quite personal, as the exact mix will depend on your age, the term of your investment, your goals and your attitude to risk. It is important to get sound, impartial advice on what financial products are best suited to your needs.

How are we remunerated?
You have the option to pay by a fee, commission or a mixture of the two. This will be discussed with you by one of our advisers.

The Investment Process

OEICS (Open Ended Investment Companies)

ISAs

Bonds

Wraps