·          If You own substantial assets; and

·          You want these assets to grow in a tax-free pension; and

·          You want to protect your assets against UK IHT; and

·          You are UK Domiciled, whether or not you live in the UK

You should do so…..

What are the advantages of an Overseas Pension Scheme?

·             Grow free of Capital Gains Tax

·             Protect you and your heirs from IHT (Inheritance Tax)

·             Are not subject to UK Pension Sharing Orders on Divorce

·             More tax-efficient and flexible than UK Pensions

·             M more tax-efficient than owning assets personally

How do I fund my Overseas Pension Scheme?

·             You transfer cash, or assets or family wealth

·             Residential properties, excluding your main residence, are generally acceptable

·             There is no absolute limit on contributions

·             Very substantial contributions are generally allowable, subject to your status

·             You should personally retain enough assets to live on prior to retirement

·             Contributions should be from individuals, not from their employers

How do I get at my money?

·             From age 55 you can take 25% tax free cash; possibly more than this

·             If you need cash before age 55 you can often take out cash tax-free as a loan

What happens when I die?

·             On death, the funds go to your heirs/beneficiaries totally free of IHT

·             The assets are IHT free immediately

·             There is no 7 year qualification period

·             With all other IHT planning you have to give your assets away